Clean Credit Futures
Client Portal
South African consumer credit support
Professional credit profile review, administrative dispute assistance, consumer education and secure case tracking for clients who need a clear way forward.
What we help with
Every matter is different. Clean Credit Futures helps clients understand what appears on their credit records and assists with administrative steps where information may be inaccurate, outdated, incomplete, fraudulent, duplicated, prescribed, paid-up but not updated, or potentially unverifiable.
We review the information supplied by the client and help identify accounts, judgments, defaults, enquiries, payment profile entries or personal details that may require clarification.
Where a concern appears suitable for a dispute or enquiry, we help prepare structured information and supporting documents for the relevant bureau, credit provider or other appropriate recipient.
We explain the meaning of common credit record items, the limits of administrative disputes and the difference between lawful listings, inaccurate information and unresolved debt obligations.
Included
Not included
Services
The platform is designed around compliant support, secure document handling and clear communication.
Review credit bureau information and identify items that may need attention.
Prepare administrative dispute documentation for potentially inaccurate information.
Collect identity, proof of address, credit reports and supporting evidence securely.
Keep clients informed with status tracking, timelines and consultant messages.
Service fees
Final pricing depends on the service required, the documents available and the administrative work needed after the initial review. Payment is made through the client portal after registration, service selection and fee confirmation.
Privacy and compliance
Credit-related information is sensitive. This website and portal are clear about why information is collected, how it is used, when consent is needed and how clients can raise privacy questions.
Consent is captured before processing identity, credit report or mandate-based information.
Read POPIA noticeClients are told what information may be collected, why it is needed and who to contact.
Read privacy policyService scope, fees, client duties and authority to act must be confirmed before work begins.
Read termsThe service does not control bureau, lender, court or credit provider decisions.
Read disclaimerWhy credit clarity matters
Credit profile review and administrative support can help clients understand what appears on their records before important finance conversations. Finance approval is always decided by the relevant credit provider.
Review your credit profile before approaching a vehicle finance provider.
Understand your credit information before major property finance steps.
Cleaner, clearer records can support better preparation for the lifestyle decisions that matter to your family.
Credit profile guidance
These topics help clients understand day-to-day actions that can support better credit administration. They are educational only and do not guarantee credit approval, score changes or listing removal.
Late or missed payments can affect a credit profile. Keep payment confirmations, settlement letters and paid-up letters where relevant.
Review personal details, account balances, payment status and enquiries so possible inaccuracies can be raised early.
Multiple applications in a short period may create unnecessary enquiries. Apply only when you understand affordability and the purpose.
Store statements, correspondence and bureau responses. Clear records make it easier to explain a matter and prepare responsible next steps.
Monthly credit bulletin
Updated monthly from public sources. The bulletin is educational and does not replace financial, legal, insolvency or debt counselling advice.
| Civil summonses issued for debt | 27 512Source |
|---|---|
| Civil judgments recorded for debt | 8 763Source |
| Value of civil judgments for debt | R258.4 millionSource |
| Individual insolvencies / sequestrations | Official monthly series reintroduced on 21 July 2026Source |
| Petrol 93 ULP / LRP, Zone 1A | 2 507 c/lSource |
|---|---|
| Petrol 95 ULP / LRP, Zone 1A | 2 523 c/lSource |
| Diesel 0.05% sulphur wholesale, Zone 1A | 2 391.57 c/lSource |
| Diesel 0.005% sulphur wholesale, Zone 1A | 2 429.97 c/lSource |
| Loose illuminating paraffin maximum retail price | 2 218.00 c/lSource |
| Maximum LPGas retail price, Zone 1A | 3 786 c/kgSource |
| Credit-active consumers | 29.24 millionSource |
|---|---|
| Consumers in good standing | 18.70 millionSource |
| Consumers with impaired records | 10.54 millionSource |
| Consumer accounts | 104.11 millionSource |
| Impaired accounts | 20.52 millionSource |
| Business rescue proceedings filed in June 2026 | 15Source |
| Business rescue proceedings January to June 2026 | 162Source |
| Business rescue proceedings January to June 2025 | 154Source |
Client Portal Preview
Process
Client registers and accepts the current terms, privacy notice and consent process.
Required documents are uploaded and organised into secure case records.
A consultant reviews the information and prepares administrative support steps.
The client receives updates through the portal without guaranteed outcome language.
Questions
No outcome can be guaranteed. We assist with review and administrative dispute support where information may be inaccurate, incomplete, outdated, fraudulent or otherwise suitable for enquiry.
No. Website and service information is administrative and educational. If a matter requires legal advice, litigation or formal representation, the client should consult a qualified legal professional.
Common documents include identity document, proof of address, credit report, signed mandate, POPIA consent and supporting evidence relevant to the specific issue.
We cannot promise any score change. Credit scores are calculated by bureaus and lenders using their own data, criteria and timing.
Yes. Client information is handled through a private, access-controlled Vault designed for sensitive documents. Files are protected by secure sign-in, restricted account access and encrypted cloud storage. Only authorised Clean Credit Futures personnel should access client documents for service and compliance purposes.
Paid work should begin only after scope, fees, consent and required documents are confirmed with the client.
Get started
Share your contact details and the team can guide you through the next administrative steps.